100% Digital Journey
Loan upto Rs 3 Lakhs
24X7 Access to funds
About Prefr Loans
- Enjoy seamless 24/7 access to your funds, giving you the freedom to manage your money anytime, anywhere
- Experience a seamless, complete digital process – fast, easy, and hassle-free
- Avail loan amount of upto Rs 3,00,000 with quick approval and minimal documentation
- Customized financial solutions designed specifically to meet the unique needs of both salaried professionals and self-employed individuals, ensuring flexibility, convenience, and support at every stage
Eligibility Criteria
- Age: 22 to 55 years
- Income: Rs 25,000/monthly
- Credit Score: 725+
- Occupations Allowed: Salaried, Self Employed Business & Self Employed
- Occupations not allowed: House Person, Retired & students
- New to Credit: Not Allowed
Documents Needed
- ID Proof: PAN Card
- Income Proof: Bank statements & Pay Slips (Last 3 months)/Latest 3 months banking via Account Aggregator Only
How to avail
- User will be redirected to BankKaro’s official website
- Complete the application in the same session
- VKYC done more than 50km from your Aadhaar/communication address will lead to application rejection and loss of Profit

