# Vamishti

> Your Financial Insights Hub


## Posts

- [Niyo Global Card – Zero Forex Markup for International Travel & Up to 7.1% Interest](https://vamishti.in/niyo-global-card/): Planning an international trip and looking for a card that can help you save on forex charges? The Niyo Global Card is designed for travellers who want to make international payments without paying a traditional foreign currency markup. The card offers zero forex markup on international transactions, with Visa exchange rates applicable to eligible transactions. It can be used across 180+ countries and supports transactions in 130+ currencies, making it suitable for shopping, dining, hotel bookings and other everyday expenses while travelling abroad. Another standout feature is that your savings balance can earn up to 7.1% p.a. interest, depending on the […]
- [Protium Business Loan – Get Up to ₹50 Lakh Without Collateral](https://vamishti.in/protium-business-loan/): Need funds to expand your business, manage working capital or handle an unexpected financial requirement? The Protium Business Loan offers eligible self-employed applicants access to financing of up to ₹50 lakh, without requiring collateral. The loan comes with a 100% digital application journey, helping applicants complete the process online without traditional paperwork. Eligible borrowers can also choose a repayment tenure based on their loan offer and eligibility, allowing them to spread repayments across manageable monthly instalments. For self-employed individuals looking for an unsecured business financing option, Protium can be an option worth exploring. Protium Business Loan – Key Highlights Feature Details […]
- [Ram Fincorp Personal Loan – Get Up to ₹2 Lakh Through a Fully Digital Process](https://vamishti.in/ram-fincorp-personal-loan/): Need a personal loan without visiting a branch or dealing with physical paperwork? The Ram Fincorp Personal Loan offers a fully digital borrowing journey, with eligible customers able to apply for loan amounts ranging from ₹1,000 to ₹2,00,000. The application process is designed to be paperless and online, with e-KYC through DigiLocker. Applicants can also view a tentative loan offer before completing the application, helping them get an idea of their potential eligibility in advance. Another notable feature is zero foreclosure charges. There is no lock-in period, allowing eligible borrowers to repay the loan early without paying foreclosure charges. The loan […]
- [ZapCash Personal Loan – Get Up to ₹50,000 with Low or No CIBIL Score](https://vamishti.in/zapcash-personal-loan/): Need a small personal loan but don’t have a strong credit history? The ZapCash Personal Loan offers an unsecured personal loan option for individuals with limited or no credit history, with loan amounts of up to ₹50,000. According to the provided eligibility details, applicants with a credit score of 500+ can apply, while new-to-credit applicants are also allowed. The application process is designed to be completely digital through the ZapCash mobile application, allowing customers to apply, upload documents and track their loan status from their phone. There is also no collateral or security requirement, meaning applicants don’t have to pledge an […]
- [SalarySe Credit Card – Lifetime Free UPI Credit Card with Salary Day Rewards](https://vamishti.in/salaryse-credit-card/): Looking for a lifetime-free credit card designed specifically for salaried individuals? The SalarySe Credit Card combines UPI payments, reward points and instant virtual card issuance in one digital-first credit card experience. One of its biggest attractions is the Salary Day reward benefit, where eligible SalarySe UPI transactions made on the 1st and last day of every month can earn 25 Reward Points per ₹100, subject to the applicable program conditions and reward limits. The card also offers 10 Reward Points per ₹100 on eligible SalarySe UPI, online and offline spending once the monthly bill exceeds ₹20,000. For other eligible UPI transactions […]
- [PNB Zaggle Twin Credit Card – Get Visa & RuPay Cards with One Shared Credit Limit](https://vamishti.in/pnb-zaggle-twin-credit-card/): What if you could get two credit cards under one credit card account and one shared credit limit? The PNB Zaggle Twin Credit Card combines a RuPay card and a Visa card, giving cardholders the flexibility of using RuPay for eligible UPI payments while benefiting from Visa’s wider acceptance across domestic and international merchants. The card also offers 10 Reward Points for every ₹300 spent on eligible transactions, along with a range of travel, entertainment, shopping and lifestyle benefits. From airport lounge access and MakeMyTrip vouchers to BookMyShow, OTT, Swiggy, Myntra and Flipkart benefits, the card is designed for customers who […]
- [DCB Novio Credit Card – Lifetime-Free FD-Backed Credit Card with UPI Rewards](https://vamishti.in/dcb-novio-credit-card/): Looking for a lifetime-free credit card that you can get against a Fixed Deposit (FD)? The DCB Novio Credit Card offers an FD-backed credit card option starting with a Fixed Deposit of just ₹2,000. The card comes with zero joining fee and zero annual fee, while eligible users can earn up to 15% Novio Coins on eligible UPI spends through Novio UPI. Another major advantage is that the card is backed by an FD. Depending on the FD amount, customers can receive a virtual or physical RuPay Credit Card, with a credit limit of up to 90% of the FD value. […]
- [IDFC FIRST Quantum Plus Credit Card – Lifetime Free Card with Up to 2% Cashback](https://vamishti.in/idfc-first-quantum-plus-credit-card/): If you are looking for a lifetime-free credit card with cashback on online, UPI and offline transactions, the IDFC FIRST Quantum Plus Credit Card can be an option worth considering. The card comes with zero joining fee and zero annual fee, making it attractive for users who want to keep a credit card without worrying about recurring card fees. One of its key highlights is its cashback structure. Cardholders can earn up to 2% cashback on eligible online spends, along with 1% cashback on eligible UPI Scan & Pay and offline transactions when the applicable conditions are met. The card also […]
- [Bharti Airtel](https://vamishti.in/bharti-airtel/)
- [Reliance Industries](https://vamishti.in/reliance-industries/)
- [Aurobindo Pharma](https://vamishti.in/aurobindo-pharma/)
- [NSE IPO 2026: Everything You Need to Know About India’s Upcoming Mega IPO](https://vamishti.in/nse-ipo-2026-everything-you-need-to-know-about-indias-upcoming-mega-ipo/): The National Stock Exchange of India (NSE) is preparing to enter a new chapter with its much-awaited initial public offering (IPO). After years of regulatory hurdles and delays, NSE filed its Draft Red Herring Prospectus (DRHP) on June 17, 2026, bringing its proposed listing significantly closer to reality. NSE’s official offer-document page currently hosts the DRHP, an addendum dated August 10, 2026, and its FY2026 financial statements. The proposed IPO is particularly significant because NSE is India’s largest stock exchange by trading activity and because the issue could become one of the largest IPOs in the country. Market estimates have placed […]
- [KFin Technologies](https://vamishti.in/kfin-technologies/): In today’s rapidly evolving financial landscape, technology is playing an increasingly important role in making investment and financial services more efficient, accessible, and scalable. At the intersection of technology and finance is KFin Technologies Limited, a leading technology-driven financial services platform serving asset managers and corporate issuers across multiple asset classes in India. Beyond India, the company also provides investor-focused solutions in Malaysia, the Philippines, and Hong Kong, including transaction origination and processing services for mutual funds and private retirement schemes. loading widget to trade KFINTECH Date 21 Aug 2026Resistance 1000 Stock Chart Analysis Disclaimer Disclaimer: The stock market analysis presented […]
- [CreditSea Personal Loan: Get Up to ₹2 Lakh Online](https://vamishti.in/creditsea-personal-loan/): Getting a personal loan can be useful when you need funds for an unexpected expense, medical costs, education, home requirements, travel, or other personal needs. However, eligibility, interest rates, loan amounts, and repayment terms can vary from one lender to another. CreditSea Personal Loan is a digital personal loan option that allows eligible applicants to apply for loan amounts ranging from ₹5,000 to ₹2,00,000. The product is designed for salaried and self-employed individuals who meet the applicable eligibility criteria. Applicants can choose a repayment tenure of 3 to 36 months, while the stated interest rate range is 14% to 36% per […]
- [Marico](https://vamishti.in/marico/): This content is password-protected. To view it, please enter the password below. Password:
- [Compare Personal Loan Offers Online with MyEazyLoan](https://vamishti.in/compare-personal-loan-offers-online-with-myeazyloan/): Finding the right personal loan can be challenging when different lenders offer different interest rates, loan amounts, repayment tenures, fees, and eligibility requirements. Comparing these details before applying can help borrowers make a more informed financial decision. MyEazyLoan is an online loan comparison and application platform that helps users discover personal loan offers from multiple lending partners in one place. The platform allows eligible users to compare available options and proceed with an application through the selected lender. Important: MyEazyLoan is a loan comparison and application platform. Final loan approval, interest rates, loan amounts, fees, tenure, and other terms are determined […]
- [HDFC Bank](https://vamishti.in/hdfc-bank/): HDFC Bank is India’s largest private-sector bank by assets and ranks among the world’s leading banks by market capitalization. As of April 2024, the bank had a market capitalization of approximately $145 billion, making it the third-largest company listed on Indian stock exchanges. Date 20-08-2026Trend – BearishNew Entry – NOVerdict – HoldSupport – 674 / 635 (Strong Support) Stock Chart Analysis Disclaimer Disclaimer: The stock market analysis presented on this website is for educational and informational purposes only and should not be considered investment advice, financial advice, or a recommendation to buy, sell, or hold any stock or security. The analysis […]
- [Axis Flipkart Credit Card: Get 7.5% Myntra Cashback, 5% Flipkart Cashback & More](https://vamishti.in/axis-flipkart-credit-card/): If you frequently shop on Flipkart and Myntra or spend regularly on Swiggy, Uber, PVR and Cult.fit, the Axis Flipkart Credit Card can be an attractive option for earning cashback on your everyday purchases. The card offers 7.5% cashback on Myntra, 5% cashback on Flipkart and Cleartrip, and 4% cashback on Swiggy, PVR, Uber and Cult.fit. It also provides 1% cashback on other eligible spends and a fuel surcharge waiver. For regular online shoppers, these cashback benefits can make everyday spending more rewarding. Axis Flipkart Credit Card Highlights Get 7.5% Cashback on Myntra One of the biggest attractions of the Axis […]
- [Axis MyZone RuPay Credit Card: BOGO Movie Tickets, ₹2,880 Swiggy Savings & Lounge Access](https://vamishti.in/axis-myzone-rupay-credit-card/): Looking for a credit card that can make your everyday lifestyle spending more rewarding? The Axis MyZone RuPay Credit Card comes with a range of benefits for movie lovers, food delivery users and frequent travellers. With this card, you can enjoy Buy 1 Get 1 Free movie tickets, save up to ₹2,880 annually on Swiggy, get up to 4 complimentary airport lounge visits every year, and receive a SonyLIV Premium annual subscription. If you regularly spend on movies, food orders, travel and other lifestyle expenses, the Axis MyZone RuPay Credit Card could be an option worth considering. Axis MyZone RuPay Credit […]
- [Ajanta Pharma](https://vamishti.in/ajanta-pharma/): Date 19-08-2026TGT 4640Support 3485
- [Anand Rathi Wealth](https://vamishti.in/anand-rathi-wealth/): Date 19-08-2026ATH 2230Support 2000TGT 2750 / 2913
- [Divis Laboratories](https://vamishti.in/divis-laboratories/): Date 19-08-2026ATH 8674Resistance Support 7071TGT 9060 / 9089 / 11170 / 11413 / 12672
- [Radico Khaitan](https://vamishti.in/radico-khaitan/): Date 19-08-2026ATH 4747TGT 5325Resistance 5325Support 4246Entry (Missed) 2630
- [Hindustan Unilever](https://vamishti.in/hindustan-unilever/): Date 19-08-2026ATH 2985Resistance 2600Support 1839Entry near 1839
- [Tata Capital Personal Loan - Meet your urgent financial needs!](https://vamishti.in/tata-capital-personal-loan-meet-your-urgent-financial-needs/): Loan Upto Rs 35 LakhsFlexible loan tenure of upto 84 monthsEnjoy Balance transfer and Overdraft services About Tata Capital Personal Loan Eligibility Criteria Documents Required for the application How to Apply for Tata Capital Personal Loan
- [Bajaj Finserv Personal Loan - Ideal choice to manage a wide range of expenses!](https://vamishti.in/bajaj-finserv-personal-loan-ideal-choice-to-manage-a-wide-range-of-expenses/): Loan Upto Rs 55 LakhsFlexible loan tenure of upto 96 monthsEnjoy Overdraft services About Bajaj Finserv Personal Loan Eligibility Criteria Documents Required for the application How to Apply for Bajaj Finserv Personal Loan
- [Your trusted destination for discovering the best Personal Loan offers!](https://vamishti.in/your-trusted-destination-for-discovering-the-best-personal-loan-offers/): 100% Digital JourneyGet credit line upto Rs 1,50,000Zero foreclosure charges About Zype Personal Loan Eligibility Criteria Documents Needed No Documents required How to Apply for a Personal Loan via Zype
- [Poonawalla Fincorp - Fast approval, minimal paperwork, and no hidden charges!](https://vamishti.in/poonawalla-fincorp-fast-approval-minimal-paperwork-and-no-hidden-charges/): 100% Digital JourneyGet Loan up to Rs 15,00,000Enjoy tenure up to 84 months with Zero foreclosure charges About Poonawalla Fincorp Personal Loan Eligibility Criteria Documents Required for the application How to Apply for Poonawalla Fincorp Instant Personal Loans
- [Your first step towards financial independence begins with Prefr!](https://vamishti.in/your-first-step-towards-financial-independence-begins-with-prefr/): 100% Digital JourneyLoan upto Rs 3 Lakhs24X7 Access to funds About Prefr Loans Eligibility Criteria Documents Needed How to avail
- [Olyv - India's trusted digital lending platform!](https://vamishti.in/olyv-indias-trusted-digital-lending-platform/): Loan Upto Rs 2 LakhsEnjoy Flexible loan tenure100% Digital Journey About Olyv Personal Loan Eligibility Criteria Documents Required for the application How to Apply for Olyv Personal Loan You will be redirected to Myeazyloan’s official websiteComplete the application in the same session
- [Dividend Yield](https://vamishti.in/dividend-yield/): Dividend yield is a financial ratio that shows how much a company pays its shareholders in dividends each year relative to its current stock price. It helps investors understand the cash income they can expect from owning a stock. The formula is: Dividend Yield = (Annual Dividend per Share ÷ Current Share Price) × 100 Example Dividend Yield = (4 ÷ 100) × 100% = 4% This means you earn 4% of the stock’s current price annually in dividends, assuming the dividend remains unchanged. Why it matters Quick comparison Stock Share Price Annual Dividend Dividend Yield A 50 1.00 2% B […]
- [5 Best Facial Steamers on Amazon for a Refreshing Skincare Routine](https://vamishti.in/best-facial-steamers-amazon/): Facial steaming can be a simple way to add a relaxing step to your skincare routine. With so many facial steamers available on Amazon, choosing the right one can sometimes feel overwhelming. From compact designs to models with different steam settings, each option comes with its own features and advantages. In this guide, we’ve highlighted 5 facial steamers available on Amazon to help you compare their features and find an option that suits your skincare routine and preferences. Conclusion Choosing a facial steamer ultimately depends on your skincare routine, preferred features, design, and budget. The five Amazon options featured in this […]
- [List of All Listed Public Sector Bank Stocks in India (2026)](https://vamishti.in/list-of-all-listed-public-sector-bank-stocks-in-india-2026/): Public Sector Banks (PSU Banks) are a vital part of India’s banking system and play a significant role in the country’s financial sector. Many of these government-owned banks are listed on Indian stock exchanges, giving investors the opportunity to buy and trade their shares. In this article, you’ll find a complete and updated list of all listed public sector bank stocks in India. Whether you’re looking to track PSU bank shares or explore investment opportunities in the banking sector, this guide provides an easy-to-reference list of publicly traded government-owned banks. Sate Bank of India Union Bank of India Bank of Baroda […]
- [List of All Listed Private Bank Stocks in India (2026)](https://vamishti.in/list-of-all-listed-private-bank-stocks-in-india-2026/): Private sector banks play a significant role in India’s banking industry and are among the most actively traded stocks in the stock market. These banks are known for their strong retail banking presence, digital innovation, and consistent financial performance, making them popular choices for both long-term investors and traders. In this article, you’ll find a complete and updated list of all listed private bank stocks in India. Whether you’re researching banking shares or looking for investment opportunities, this guide provides an easy-to-reference list of private banks that are publicly traded on Indian stock exchanges. HDFC Bank ICICI Bank Kotak Mahindra Bank […]
- [Awesome Oscillator + EMA 100 Strategy for Intraday Trading](https://vamishti.in/awesome-oscillator-ema-100-intraday-strategy/): If you’re looking for a simple intraday trading strategy that combines trend direction with momentum confirmation, this setup is worth considering. In this article, I’ll explain how I use the Awesome Oscillator together with the 100 EMA on the 15-minute timeframe to identify high-probability intraday trading opportunities. The idea is simple—trade only in the direction of the trend and use momentum as your entry confirmation. Let’s understand the complete strategy. Awesome Oscillator + EMA 100 Strategy: A Simple 15-Minute Intraday Trading Setup That Filters Trend and Momentum Indicators Required You only need two indicators on your chart: Time Frame: 15 Minutes […]
- [RBI Floating Rate Savings Bonds](https://vamishti.in/rbi-floating-rate-savings-bonds/): Particular Details Scheme Name RBI Floating Rate Savings Bonds, 2020 (Taxable) Issuer Government of India Managed By Reserve Bank of India (RBI) Type Government Savings Bond Interest Rate Floating (Linked with NSC Rate + 0.35%) Interest Reset Every 6 Months Interest Payment Semi-Annually (1 January & 1 July) Current Interest Rate 8.05% (As notified by RBI for the applicable period) Minimum Investment ₹1,000 Maximum Investment No Limit Investment Multiples ₹1,000 Tenure 7 Years Lock-in Period 7 Years (except eligible senior citizens) Premature Withdrawal Available only for eligible senior citizens under specified conditions Risk Level Very Low Capital Protection 100% Government Backed […]
- [Mahila Samman Savings Certificate (MSSC)](https://vamishti.in/mahila-samman-savings-certificate/): As per Govt. of India’s instructions ‘No new deposit shall be accepted under MSSC Scheme with effect from 01.04.2025’. Union Budget 2025 Rate of Interest 7.5% per annum Compounded Quarterly Tenure 2 Years Minimum Rs. 1,000 Maximum Rs. 2,00,000 The Indian government officially discontinued the Mahila Samman Savings Certificate (MSSC) scheme on 31 March 2025.
- [Sukanya Samriddhi Yojana (SSY)](https://vamishti.in/sukanya-samriddhi-yojana/): Sukanya Samriddhi Yojana (SSY) is a safe investment scheme offering 8.2% interest rate, helping parents secure their daughter’s future. With tax benefits and assured growth, it is ideal for long-term savings and financial planning for your child’s education and marriage. Features Details Interest Rate 8.2​% p.a. Interest Compounded Annually Tenure Minimum Investment Rs. 250 per annum Maximum Investment Rs. 1.5 lakhs per annum Resources Sukanya Samriddhi Account Rules 2019
- [Senior Citizens Savings Scheme (SCSS)](https://vamishti.in/senior-citizens-savings-scheme/): Senior Citizens Savings Scheme (SCSS) is a safe and rewarding investment offering 8.2% interest rate. Ideal for retirees, it provides guaranteed returns, tax benefits, and financial security, helping seniors enjoy a stress-free and comfortable retirement. Features Details Interest Rate 8.2​% p.a. Payable Quarterly Tenure 5 Years Minimum Investment Rs. 1000 Maximum Investment Rs. 30 lakh Resources
- [Post Office Monthly Income Scheme (POMIS)](https://vamishti.in/post-office-monthly-income-scheme/): Post Office Monthly Income Scheme (POMIS) is designed to help you feel financially free by providing a steady and reliable monthly income. With guaranteed returns, it ensures that your savings grow safely while giving you peace of mind. The scheme also comes with attractive benefits and tax advantages, making it an ideal choice for conservative investors. Whether planning for retirement or monthly expenses, POMIS offers financial security and stability, helping you lead a worry-free life. This Scheme may be called the National Savings (Monthly Income Account) Scheme, 2019. Features Details Interest Rate 7​.4​% p.a. Payable Monthly Tenure 5 Years Minimum Investment […]
- [Kisan Vikas Patra (KVP)](https://vamishti.in/kisan-vikas-patra/): Kisan Vikas Patra (KVP) is a safe and reliable savings scheme designed for long-term investors. It offers a fixed 7.5% interest rate, ensuring your money grows steadily over time. With guaranteed returns, it provides financial security and peace of mind, making it ideal for planning future needs such as education, marriage, or retirement. Investors also benefit from assured growth without exposure to market risks. Simple to invest in and backed by the government, this scheme is trustworthy and easy to manage. With flexible deposit options and a secure structure, it helps in building disciplined savings. Overall, it is a perfect choice […]
- [National Savings Certificate (NSC)](https://vamishti.in/national-savings-certificate/): National Savings Certificate (NSC) is a government-backed savings scheme that offers guaranteed returns and attractive tax benefits. It is one of the most popular investment options for individuals looking for a safe and low-risk way to grow their savings. In this article, you’ll learn everything about the National Savings Certificate, including the latest interest rate, eligibility, investment limits, tax benefits, maturity period, and how to invest. Rate of Interest 7.7% per annum Compounded Yearly Tenure 5 Years Interest Payable On Maturity Minimum Deposit Rs. 1,000 Maximum Deposit No Limit Resources
- [Public Provident Fund (PPF)](https://vamishti.in/public-provident-fund/): Features Details Interest Rate 7​.1​% p.a. Interest Compounded Annually Tenure 15 Years Minimum Investment Rs. 500 in a Financial Year Maximum Investment Rs. 1.50 Lakh in a Financial Year PPF Calculator Yearly Investment ₹ Interest Rate (p.a.) % Time Period (Years) Calculate Invested Amount: — Estimated Returns: — Total Maturity Value: —

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