SBI Flipkart Credit Card

Highlights

  • No Joining Fee – till 15th May 2026
  • Earn 5% Cashback on every Flipkart and 12% on Cleartrip spends
  • Earn 7.5% Cashback on every Myntra spends
  • Get 4% Cashback on other online Retail partners

About SBI Flipkart Credit Card

  • No joining fee for a limited-time period (valid from 17th Mar’26 to till 15th May’26)
  • 5% Cashback with every transaction on Flipkart (including Shopsy & Flipkart Travel) and 12% on Cleartrip transactions (With a Rs 4,000 Cashback cap per merchant per quarter)
  • 7.5% Cashback with every transaction on Myntra (With a Rs 4,000 Cashback cap per quarter)
  • 4% Cashback on Zomato, Uber, Netmeds and PVR, with a quarterly cap of Rs 4,000
  • 1% unlimited cashback on all other eligible retail spends
  • Get a Rs 250 Flipkart Gift Card as a Welcome benefit after the joining fee is paid, along with additional first-spend bonus benefits worth Rs 1,000+ (as per ongoing offers)
  • Get 1% fuel surcharge waiver on fuel purchases valid on transactions between Rs 500 – Rs 4000, capped up to Rs 400

Fees & List of Charges

  • Joining Fee: Nil (1st Year)
  • Annual Fee: Rs 500 + GST
  • Annual fee is waived on an annual spends of more than Rs 3,50,000

Eligibility Criteria

  • Age: 21 to 65 years
  • Employment: Both Salaried and Self-employed individuals
  • Minimum Income: Rs 30000/Monthly
  • Credit Score: 720+
  • New to Credit: Not Allowed

Documents Needed

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or Salary slips
  • Photograph: Recent passport-sized photo

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Ganesh Kumar
Ganesh Kumarhttps://linktr.ee/itsganesh
He is an entrepreneur and finance enthusiast who launched a fashion e-commerce website in 2017, which remains active today. In 2020, he started this finance blog to share insights on investing, personal finance, and the stock market.Since 2020, he has been actively investing in the stock market and exploring long-term wealth-building strategies. Through this platform, he aims to provide simple, practical, and reliable financial knowledge for investors and learners alike.

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