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Post Office Small Savings Schemes Interest Rate 2026

Post Office Savings Schemes along with the latest interest rates applicable in 2026. This list includes all major post office saving schemes such as PPF, NSC, MIS, SCSS, SSY, RD, TD and other small savings plans offered by the Government of India.

Post Office Savings Schemes Interest Rate (w.e.f 01.01.2026 to 31.03.2026)

SNSchemesRate of InterestCompounding Frequency
01Post Office Savings Account4.0%Annually
021 Year Time Deposit6.9%Quarterly
032 Year Time Deposit7.0%Quarterly
043 Year Time Deposit7.1%Quarterly
055 Year Time Deposit7.5%Quarterly
065 Year Recurring Deposit Scheme6.7%Quarterly
07Senior Citizen Savings Scheme8.2%Quarterly and Paid
08Post Office Monthly Income Scheme7.4%Monthly and paid
09National Savings Certificate (VIII Issue)7.7%Annually
10Public Provident Fund Scheme7.1%Annually
11Kisan Vikas Patra7.5%Annually
12Mahila Samman Savings Certificate7.5%Quarterly
13Sukanya Samriddhi Yojana8.2%Annually

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