Post Office Savings Schemes along with the latest interest rates applicable in 2026. This list includes all major post office saving schemes such as PPF, NSC, MIS, SCSS, SSY, RD, TD and other small savings plans offered by the Government of India.
Post Office Savings Schemes Interest Rate (w.e.f 01.04.2026 to 30.06.2026)
| SN | Schemes | Rate of Interest | Compounding Frequency |
|---|---|---|---|
| 01 | Post Office Savings Account | 4.0% | Annually |
| 02 | 1 Year Time Deposit | 6.9% | Quarterly |
| 03 | 2 Year Time Deposit | 7.0% | Quarterly |
| 04 | 3 Year Time Deposit | 7.1% | Quarterly |
| 05 | 5 Year Time Deposit | 7.5% | Quarterly |
| 06 | 5 Year Recurring Deposit Scheme | 6.7% | Quarterly |
| 07 | Senior Citizen Savings Scheme | 8.2% | Quarterly and Paid |
| 08 | Post Office Monthly Income Scheme | 7.4% | Monthly and paid |
| 09 | National Savings Certificate (VIII Issue) | 7.7% | Annually |
| 10 | Public Provident Fund Scheme | 7.1% | Annually |
| 11 | Kisan Vikas Patra | 7.5% | Annually |
| 12 | Mahila Samman Savings Certificate | 7.5% | Quarterly |
| 13 | Sukanya Samriddhi Yojana | 8.2% | Annually |
