SBI Elite Credit Card

Highlights

  • 8 domestic + 6 international lounges
  • 2 free BookMyShow movie tickets/month
  • Milestone bonuses up to 50,000 points

About SBI Elite Credit Card

  • Premium Lifestyle: Free lounges, free movies, concierge, low forex – all in one card
  • 8 complimentary domestic lounge visits/year (2/quarter)
  • 6 complimentary international lounge visits/year + Priority Pass membership (first 2 years)
  • Lowest Foreign Currency Mark-up charge at 1.99% on International usage
  • 2 free BookMyShow movie tickets every month (~ Rs 6,000 annual value)
  • Bonus Rewards: Up to 50,000 RP annually on milestone spends worth Rs 12,500
  • Welcome Gift: Rs 5,000 e-voucher
  • Concierge + premium customer support
  • Fuel Surcharge Waiver: 1% on Rs 500-Rs 4,000, capped at Rs 250/month

Fees & List of Charges

  • Joining Fee: Rs 4999 + GST, covers with a Welcome benefit worth Rs 5,000
  • Annual Fee: Rs 4999 + GST, from second year onwards
  • The Renewal fee is waived if your annual spends is Rs 10,00,000 or more in the previous year

Eligibility Criteria

  • Age: 21 to 65 years
  • Employment: Both salaried and self-employed individuals
  • Minimum Income: Rs 60,000/monthly (Salaried) & Rs 7,20,000/annually (Self-Employed)
  • Credit Score: 750+ with no delayed payments in the past 12 months
  • New-to-Credit: Not Allowed

Documents Needed

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or salary slips
  • Photograph: Recent passport-sized photo

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Ganesh Kumar
Ganesh Kumarhttps://linktr.ee/itsganesh
He is an entrepreneur and finance enthusiast who launched a fashion e-commerce website in 2017, which remains active today. In 2020, he started this finance blog to share insights on investing, personal finance, and the stock market.Since 2020, he has been actively investing in the stock market and exploring long-term wealth-building strategies. Through this platform, he aims to provide simple, practical, and reliable financial knowledge for investors and learners alike.

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