Highlights
- ~4.25% back on BPCL fuel spends
- 5X points on dining, groceries, movies
- Welcome Gift: 2,000 Reward Points on joining
About SBI BPCL Credit Card
- 13 RP/Rs 100 on BPCL fuel spends (~3.25% back) + 1% fuel surcharge waiver → total ~4.25% savings
- 5 RP/Rs 100 on Dining, Groceries, Movies, Departmental Stores (~1.25% back)
- 1 RP/Rs 100 on other retail spends (~0.25% back)
- Welcome Gift: 2,000 Reward Points on joining (~Rs 500 value)
- Fuel Surcharge Waiver: 1% waiver on transactions ≤ Rs 4,000, capped at Rs 100/month
- Caps: Max 1,300 bonus RP per billing cycle in fuel category
- Reward Redemption: Redeem instantly at BPCL outlets → points convert directly into free fuel
Fees & List of Charges
- Joining Fees: Rs 499 + GST, Welcome benefit worth Rs 500 covers the joining fee
- Annual Fees: Rs 499 + GST, from second year onwards
- The Renewal fee is waived if annual spends is Rs 50,000 or more in the previous year
Eligibility Criteria
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Minimum Income: Rs 30,000 per month
- 650+ with no delayed payments in the past 12 months
- New-to-Credit: Allowed only for Salaried applicants
Documents Needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or salary slips
- Photograph: Recent passport-sized photo