Highlights
- Up to 7% Cashback on Online Spends
- 0.75% cashback on all offline purchases
- 0.5% cashback on utilities
About Axis Cashback Credit Card
- Earn up to Rs 4,000 cashback monthly on online spends with 2% on the first Rs 5,000, 5% on the next Rs 35,000, and 7% on spends above Rs 40,000 – save Rs 48,000/year
- Enjoy 25% instant discount (up to Rs 800) on dining via EazyDiner, once a month per cardholder, on a minimum bill of Rs 2,500 – save Rs 9,600/year
- Earn 0.75% Unlimited cashback on offline & travel spends
- Welcome benefit: 5,000 EDGE Reward Points (~ Rs 1,000) on first purchase – offsets joining fee
Fees & List of Charges
- Joining Fee: Rs 1000 + GST, offset by welcome benefits
- Annual Fee: Rs 1000 + GST, waived on Rs 4L+ spends annually
Documents Needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
- Photograph: Recent passport-sized photo
Eligibility Criteria
- Age: 21 to 65 years
- Employment: Salaried or Self-Employed
- Salaried Income: Rs 50000/monthly
- Self Employed: ITR > Rs 6 Lakhs/annum
- Credit Score: 736+
- New to Credit: Not Allowed