HomeCredit CardsAxis Cashback Credit Card

Axis Cashback Credit Card

Highlights

  • Up to 7% Cashback on Online Spends
  • 0.75% cashback on all offline purchases
  • 0.5% cashback on utilities

About Axis Cashback Credit Card

  • Earn up to Rs 4,000 cashback monthly on online spends with 2% on the first Rs 5,000, 5% on the next Rs 35,000, and 7% on spends above Rs 40,000 – save Rs 48,000/year
  • Enjoy 25% instant discount (up to Rs 800) on dining via EazyDiner, once a month per cardholder, on a minimum bill of Rs 2,500 – save Rs 9,600/year
  • Earn 0.75% Unlimited cashback on offline & travel spends
  • Welcome benefit: 5,000 EDGE Reward Points (~ Rs 1,000) on first purchase – offsets joining fee

Fees & List of Charges

  • Joining Fee: Rs 1000 + GST, offset by welcome benefits
  • Annual Fee: Rs 1000 + GST, waived on Rs 4L+ spends annually

Documents Needed

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or Salary slips
  • Photograph: Recent passport-sized photo

Eligibility Criteria

  • Age: 21 to 65 years
  • Employment: Salaried or Self-Employed
  • Salaried Income: Rs 50000/monthly
  • Self Employed: ITR > Rs 6 Lakhs/annum
  • Credit Score: 736+
  • New to Credit: Not Allowed

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