HomeCredit CardsAxis Ace Credit Card

Axis Ace Credit Card

By Admin

Highlights

  • Earn 5% Cashback on Utility bill payments
  • Earn 4% Cashback on Food & Ride Categories
  • Get up to 4 Domestic Airport Lounge Access
Apply NOW!

About Axis Ace Credit Card

  • Enjoy up to Rs 10,000 Instant discount along with 6-month No Cost EMI on Apple purchases. Offer valid from 1st January to 31st March 2026 (Valid on authorized Apple reseller stores and online)
  • Earn 5% Cashback on utility bills, DTH, and mobile recharges made through Google Pay, including electricity, internet, gas, and more.(Bill payments, recharges, and food/ride spends capped at Rs 500 Cashback per statement cycle.)
  • Enjoy 4% Cashback on popular food and ride services like Swiggy, Zomato, and Ola, and 1.5% Cashback on all other spends.*
  • Get 4 Complimentary lounge visits per calendar year at select domestic airports
  • Enjoy up to 15% off at select premium restaurants via EazyDiner (maximum Rs 500 per bill)
  • Get 1% fuel surcharge waiver on fuel purchases valid on transactions between Rs 400 – Rs 4000, capped up to Rs 500

Fees & List of Charges

  • Joining Fee: Rs 499 + GST
  • Annual Fee: Rs 499 + GST
  • Joining fee reversal over Rs 10,000 spend in first 45 days. Annual fee is waived on an annual spends of more than Rs 2,00,000

Documents Needed

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or salary slips
  • Photograph: Recent passport-sized photo

Eligibility Criteria

  • Age: 21 to 65 years
  • Employment: Salaried or Self-Employed
  • Salaried Income: Rs 25,000/monthly
  • Self Employed: ITR > Rs 3,60,000/annum
  • Credit Score: 736+
  • New to Credit: Not Allowed

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