Senior Citizens Savings Scheme (SCSS)

ParticularDetailsScheme NameRBI Floating Rate Savings Bonds, 2020 (Taxable)IssuerGovernment of IndiaManaged ByReserve Bank of India (RBI)TypeGovernment Savings BondInterest RateFloating (Linked with NSC Rate + 0.35%)Interest ResetEvery 6 MonthsInterest PaymentSemi-Annually (1 January & 1 July)Current Interest Rate8.05% (As notified by RBI for the applicable period)Minimum Investment₹1,000Maximum InvestmentNo LimitInvestment Multiples₹1,000Tenure7...

As per Govt. of India's instructions 'No new deposit shall be accepted under MSSC Scheme with effect from 01.04.2025'.Union Budget 2025Rate of Interest7.5% per annumCompoundedQuarterlyTenure2 YearsMinimum Rs. 1,000MaximumRs. 2,00,000The Indian government officially discontinued the Mahila Samman Savings Certificate (MSSC) scheme on 31 March 2025.

Sukanya Samriddhi Yojana (SSY) is a safe investment scheme offering 8.2% interest rate, helping parents secure their daughter’s future. With tax benefits and assured growth, it is ideal for long-term savings and financial planning for your child’s education and marriage.FeaturesDetailsInterest Rate8.2​% p.a.Interest CompoundedAnnuallyTenureMinimum InvestmentRs. 250 per annumMaximum...

Post Office Monthly Income Scheme (POMIS) is designed to help you feel financially free by providing a steady and reliable monthly income. With guaranteed returns, it ensures that your savings grow safely while giving you peace of mind. The scheme also comes with attractive benefits and tax...

Kisan Vikas Patra (KVP) is a safe and reliable savings scheme designed for long-term investors. It offers a fixed 7.5% interest rate, ensuring your money grows steadily over time. With guaranteed returns, it provides financial security and peace of mind, making it ideal for planning future needs...

National Savings Certificate (NSC) is a government-backed savings scheme that offers guaranteed returns and attractive tax benefits. It is one of the most popular investment options for individuals looking for a safe and low-risk way to grow their savings. In this article, you'll learn everything about the...

FeaturesDetailsInterest Rate7​.1​% p.a.Interest CompoundedAnnuallyTenure15 YearsMinimum InvestmentRs. 500 in a Financial YearMaximum InvestmentRs. 1.50 Lakh in a Financial YearPPF CalculatorYearly Investment ₹ ...