Highlights
- 1.2% back up to Rs 1.5L each month
- Welcome voucher worth Rs 12,500 at top brands
- Unlimited international lounges with Priority Pass
About Axis Magnus Credit Card
- 12 EDGE Points/Rs 200 on spends up to Rs 1.5L in a calendar month – 1.2% back @ Rs 0.20/pt
- 35 EDGE/Rs 200 on incremental spends above Rs 1.5L in that month – 3.5% back
- Travel EDGE bookings: Earn up to 5× points on the Axis portal (offer- and category-linked); illustration: if base applies, effective earn can approach ~6% on eligible bookings
- Standard transfers: On regular Magnus, 5 points → 2 partner miles (annual transfer caps and partner-specific rules apply)
- Best value (Burgundy): Point transfers improve to 5 points → 4 partner miles, unlocking stronger flight value with 20+ airline and hotel partners
- Lounge access: Unlimited international lounges via Priority Pass; domestic lounge access requires Rs 50,000 spends in the previous three calendar months
- Welcome benefit: Choose any Rs 12,500 voucher (from Luxe / Postcard Hotels / Yatra) on joining – clean offset to first-year fee
- Save up to 30% at over 4,000 Restaurants across India through Axis Bank’s Dining Delights program (upto Rs 1000 )
Fees & List of Charges
- Joining Fee: Rs 12,500 + GST
- Annual Fee: Rs 12,500 + GST
- Annual fee & waiver: Rs 12,500 + taxes; waived on Rs 25 lakh prior-year eligible spends
Documents Needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
- Photograph: Recent passport-sized photo
Eligibility Criteria
- Age: 21 to 65 years
- Employment: Salaried or Self-Employed
- Salaried Income: Rs 1,50,000/monthly
- Self Employed: ITR > Rs 18,00,000/annum
- Credit Score: 736+
- New-to-Credit: Not Allowed