Highlights
- 4% back on IOCL fuel
- 1% fuel surcharge waiver
- 1% back on online shopping
About Axis Indian Oil Rupay Credit Card
- IOCL Fuel: 20 EDGE pts/Rs 100 (~4% back), capped Rs 5,000/month – save Rs 2,400/yr
- Fuel Surcharge Waiver: 1% waiver capped at Rs 50/month – save Rs 600/year
- Online Spends: 5 EDGE pts/Rs 100 (~1% back), capped at Rs 5,000/month – save Rs 600/yr
- Welcome Cashback: 100% cashback up to Rs 250 on first fuel purchase in 30 days
- RuPay Network: Works with UPI, enabling QR-based card-on-UPI transactions
- Dining: Up to 15% off via Axis Dining Delights/EazyDiner
- Enjoy mid-week savings every Wednesday with up to 15% off on Flights and Hotels via Goibibo & MakeMyTrip, 10% off on Swiggy and Amazon Fresh orders, and 10% off (up to Rs 1,000) on Tira
Fees & List of Charges
- Joining Fee: Rs 500 + GST, partially covers by welcome cashback worth Rs 250
- Annual Fee: Rs 500 + GST, from second year onwards, waiver at Rs 3.5L yearly spend
Documents Needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
- Photograph: Recent passport-sized photo
Eligibility Criteria
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Minimum Monthly Income: Rs 25,000 (Salaried) and Rs 3,60,000 per annum (Self-Employed)
- Credit Score: 736+
- New-to-Credit: Not Allowed