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Axis Indian Oil Rupay Credit Card

Highlights

  • 4% back on IOCL fuel
  • 1% fuel surcharge waiver
  • 1% back on online shopping

About Axis Indian Oil Rupay Credit Card

  • IOCL Fuel: 20 EDGE pts/Rs 100 (~4% back), capped Rs 5,000/month – save Rs 2,400/yr
  • Fuel Surcharge Waiver: 1% waiver capped at Rs 50/month – save Rs 600/year
  • Online Spends: 5 EDGE pts/Rs 100 (~1% back), capped at Rs 5,000/month – save Rs 600/yr
  • Welcome Cashback: 100% cashback up to Rs 250 on first fuel purchase in 30 days
  • RuPay Network: Works with UPI, enabling QR-based card-on-UPI transactions
  • Dining: Up to 15% off via Axis Dining Delights/EazyDiner
  • Enjoy mid-week savings every Wednesday with up to 15% off on Flights and Hotels via Goibibo & MakeMyTrip, 10% off on Swiggy and Amazon Fresh orders, and 10% off (up to Rs 1,000) on Tira

Fees & List of Charges

  • Joining Fee: Rs 500 + GST, partially covers by welcome cashback worth Rs 250
  • Annual Fee: Rs 500 + GST, from second year onwards, waiver at Rs 3.5L yearly spend

Documents Needed

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or Salary slips
  • Photograph: Recent passport-sized photo

Eligibility Criteria

  • Age: 21 to 65 years
  • Employment: Both salaried and self-employed individuals
  • Minimum Monthly Income: Rs 25,000 (Salaried) and Rs 3,60,000 per annum (Self-Employed)
  • Credit Score: 736+
  • New-to-Credit: Not Allowed

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