Highlights
- 10 Reward Points/Rs 100 on dining, groceries, movies, etc. (~2.5% back)
- 8 domestic + 4 international lounges yearly
- Rs 2,999 fee but get Rs 3,000 welcome voucher
About SBI Prime Credit Card
- 10 Reward Points per Rs 100 spent on Dining, Groceries, Departmental stores and Movies – 2.5% value back
- 2 RP per Rs 100 on all other retail (excluding fuel)
- Birthday Benefit: 20 RP/Rs 100 on spending day before, day of, day after birthday (capped at 2,000 RP/yr)
- Enjoy 8 complimentary Domestic Lounge visits & 4 International Lounge visits (max. 2 visits per quarter)
- Welcome Gift Worth Rs 3,000 from Premium Brands like Bata, Hush Puppies, Pantaloons, Aditya Birla Fashion, Shoppers Stop, or Yatra.com upon payment of the Annual Fee
- Quarterly Milestone: Rs 50k spend in a quarter – Pizza Hut Rs 1,000 voucher
- Annual Milestone: Rs 5 lakh spend – Rs 7,000 e-gift voucher (Yatra / Pantaloons etc.)
- Complimentary Memberships: Club Vistara Silver & Trident Red Tier
- Fuel Surcharge Waiver: 1% waiver on Rs 500-Rs 4,000 petrol transactions, up to Rs 250/month
Fees & List of Charges
- Joining Fee: Rs 2999 + GST, covered with a Rs 3,000 Welcome Voucher
- Annual Fee: Rs 2999 + GST, from second year onwards
- The Renewal fee is waived if annual spends is Rs 3,00,000 or more in the previous year
Eligibility Criteria
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Minimum Income: Rs 30,000 per month
- 650+ with no delayed payments in the past 12 months
- New-to-Credit: Allowed only for Salaried applicants
Documents Needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or salary slips
- Photograph: Recent passport-sized photo
