If you’re looking for a lifestyle credit card that offers movie ticket discounts, Swiggy savings, airport lounge access, and reward points, the Axis MyZone RuPay Credit Card is a great option to consider.
This card is specially designed for people who frequently order food online, enjoy entertainment, and want premium lifestyle benefits without paying a high annual fee.
Let’s explore all the features, benefits, charges, eligibility, and documents required before applying.
Highlights of Axis MyZone RuPay Credit Card
- Buy 1 Get 1 Free on movie tickets every month.
- Save up to ₹2,880 annually on Swiggy food orders.
- Enjoy 4 complimentary airport lounge visits every year.
- Earn EDGE Reward Points on every eligible spend.
- Get a complimentary SonyLiv Premium annual subscription.
- Annual fee waiver on eligible spending.
Table of Contents
Axis MyZone RuPay Credit Card Benefits
1. Buy 1 Get 1 Free Movie Tickets
Movie lovers can enjoy a 100% discount on the second movie ticket booked through the District App.
Offer Details
- Maximum discount: ₹200 per month
- Applicable once every month
- Booking via District App
2. Save ₹2,880 Every Year on Swiggy
Food lovers can enjoy ₹120 instant discount on Swiggy orders.
Offer Details
- ₹120 off per order
- Available twice every month
- Minimum order value: ₹500
- Annual savings up to ₹2,880
- Not applicable on Haldiram’s Restaurants
3. Complimentary Airport Lounge Access
Travel comfortably with 1 complimentary domestic airport lounge visit every calendar quarter.
Eligibility
- Spend ₹50,000 in the previous 3 months
- Total 4 complimentary lounge visits annually
4. Earn EDGE Reward Points
Earn 4 EDGE Reward Points on every ₹200 spent.
Reward Rate
- 4 EDGE Reward Points per ₹200
- 1 EDGE Reward Point = ₹0.20
Reward Points are not applicable on
- Movie transactions
- Fuel
- Insurance
- Wallet loads
- Rent payments
- Utility bills
- Jewellery
- Education payments
- Government transactions
- EMI transactions
5. Complimentary SonyLiv Premium Subscription
Get a SonyLiv Premium Annual Subscription worth ₹1,499.
Condition
Make your first transaction within 30 days of receiving the card.
6. Bonus Reward Points
Spend ₹1.5 lakh in an anniversary year and receive:
- 1,000 EDGE Reward Points
7. EazyDiner Discount
Enjoy 15% discount up to ₹500 once every month.
Conditions
- Minimum bill value: ₹2,500
- Valid through EazyDiner
8. Fuel Surcharge Waiver
Save on fuel expenses with:
- 1% Fuel Surcharge Waiver
- Valid on fuel transactions between ₹400 and ₹4,000
- Maximum waiver: ₹400 per month
Axis MyZone RuPay Credit Card Fees & Charges
| Charges | Amount |
|---|---|
| Joining Fee | ₹500 + GST |
| Annual Fee | ₹500 + GST |
| Annual Fee Waiver | Spend ₹1.5 lakh in the previous year |
Documents Required
Applicants should keep the following documents ready:
- PAN Card or Form 60
- Aadhaar Card, Passport, or Utility Bill (Address Proof)
- Salary Slips or Bank Statements (Income Proof)
- Recent Passport-size Photograph
Eligibility Criteria
To apply for the Axis MyZone RuPay Credit Card, you must meet the following requirements.
| Criteria | Requirement |
|---|---|
| Age | 21–65 Years |
| Employment | Salaried or Self-employed |
| Salaried Income | ₹25,000 per month |
| Self-employed Income | ITR above ₹3.6 lakh annually |
| Minimum Credit Score | 736+ |
| New to Credit | Not Eligible |
Who Should Apply for Axis MyZone RuPay Credit Card?
This card is suitable for:
- People who frequently order food from Swiggy.
- Movie lovers looking for monthly ticket discounts.
- Domestic travelers who can benefit from airport lounge access.
- Users seeking lifestyle benefits at a low annual fee.
- Salaried professionals with a monthly income of ₹25,000 or more.
Pros and Cons
Pros
- Buy 1 Get 1 Free movie ticket offer.
- Swiggy savings up to ₹2,880 every year.
- Complimentary airport lounge access.
- SonyLiv Premium membership included.
- Reward points on regular spending.
- Affordable annual fee with waiver option.
Cons
- Reward points are not available on several spending categories.
- New-to-credit applicants are not eligible.
- Lounge access requires spending criteria.
Final Verdict
The Axis MyZone RuPay Credit Card is an excellent lifestyle credit card for users who enjoy entertainment, food delivery, and occasional travel. With benefits like Buy 1 Get 1 movie tickets, Swiggy discounts, airport lounge access, SonyLiv Premium membership, and EDGE Reward Points, it delivers good value despite its affordable annual fee.
If you can meet the spending requirements and have a good credit score, this card can be a rewarding choice for your everyday expenses.
Frequently Asked Questions (FAQs)
Is the Axis MyZone RuPay Credit Card lifetime free?
No. The card comes with a ₹500 + GST joining fee and ₹500 + GST annual fee. However, the annual fee is waived if you spend ₹1.5 lakh in the previous year.
How many airport lounge visits are available?
You can enjoy 1 complimentary lounge visit per calendar quarter, totaling 4 visits every year, subject to the spending condition.
What is the minimum salary required?
Salaried applicants should have a minimum monthly income of ₹25,000.
Can new-to-credit customers apply?
No. Applicants should have an established credit history with a recommended credit score of 736 or above.
How much can I save on Swiggy?
You can save ₹120 twice every month, helping you save up to ₹2,880 annually.
Disclaimer: Credit card approval is subject to Axis Bank’s internal eligibility criteria, income verification, credit history, and documentation. Card benefits, fees, and promotional offers may change over time. Always verify the latest details before applying.