Highlights
- 2.5% back on Amazon, BMS, Cleartrip & more as 10X Reward Points
- 1.25% back on all other online spends as 5X Reward Points
- Welcome Benefit: Rs 500 Amazon voucher
About SBI Simply Click Credit Card
- Partner brands: 10X Reward Points = 2.5% back (Rs 2.50/Rs 100) at Amazon, BookMyShow, Cleartrip, Apollo24x7, Yatra, Netmeds, EazyDiner, Swiggy
- Other online spends: 5X RP = 1.25% back
- Offline spends: 1 RP/Rs 100 = 0.25% back
- Welcome Benefit: Rs 500 Amazon voucher on payment of joining fee
- Milestone rewards: Rs 2,000 Cleartrip/Yatra voucher on annual online spend of Rs 1L + another Rs 2,000 voucher at Rs 2L – Rs 4,000 total per year
- Fuel waiver: 1% surcharge refund on Rs 500-Rs 3,000 transactions; capped at Rs 100/month
Fees & List of Charges
- Joining Fee: Rs 499 + GST, Rs 500 Amazon voucher as welcome benefit covers this cost
- Annual Fee: Rs 499 + GST, from second year onwards
- The annual fee is waived if you spend Rs 1,00,000 or more in the previous year
Eligibility Criteria
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Minimum Income: Rs 25,000
- Self Employed: ITR > Rs 4,80,000/annum
- Credit Score: 720+ with no delayed payments in the past 12 months
- New-to-Credit: Allowed only for salaried applicants
Documents Needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or salary slips
- Photograph: Recent passport-sized photo
