Highlights
- 10 RP per Rs 150 on Dining, Movies, Groceries, Departmental Stores
- 1 RP per Rs 150 on all other spends
- Welcome Gift: 2,000 Reward Points worth Rs 500
About SBI Simply Save Credit Card
- Entry-Level Card: Simple rewards structure, low fee, ideal for beginners
- 10 RP per Rs 150 (up to 5,000 RPs/month) on Dining, Movies, Groceries, Departmental Stores (~1.67% back)
- 1 RP per Rs 150 on all other spends (~0.25% back as 4 RPs = Rs 1)
- Welcome Benefit: 2,000 Reward Points on spends of Rs 2,000 in 60 days (~Rs 500 value)
- Fuel Surcharge Waiver: 1% waiver on Rs 500-Rs 3,000 transactions (max Rs 100/month)
Fees & List of Charges
- Joining Fee: Rs 499 + GST, covered with a Rs 3,000 Welcome benefit worth Rs 500
- Annual Fee: Rs 499 + GST, from second year onwards
- The Renewal fee is waived if your annual spends is Rs 1,00,000 or more in the previous year
Eligibility Criteria
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Minimum Income: Rs 30,000
- Credit Score: 650+ with no delayed payments in the past 12 months
- New-to-Credit: Allowed only for salaried applicants
Documents Needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or salary slips
- Photograph: Recent passport-sized photo
