Highlights
5% cashback on every online purchase
No Merchant Restrictions for online shopping
1% cashback on offline transactions
About SBI Cashback Credit Card
- Earn 5% cashback on every eligible online transaction, across all websites and apps. No merchant restrictions (Capped at Rs 5000/month combined for both Online & Offline Spends)
- Offline spends: Get 1% cashback on everyday purchases (eligible offline categories)
- Online + offline cashback combined is capped at Rs 5,000 per statement cycle – save Rs 60,000/year!
- Fuel surcharge waiver: 1% waiver on transactions between Rs 500– Rs 3,000, capped at Rs 100 per statement cycle. No cashback is earned on fuel
- Cashback is auto-credited to your SBI Card account within 2 working days of statement generation
Fees & List of Charges
- Joining Fee: Rs 999 + GST, you get more EarnKaro Profit than this
- Annual Fee: Rs 999 + GST, from second year onwards
- The annual fee is waived if you spend Rs 2,00,000 or more in the previous year
Eligibility Criteria
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Minimum Income: Rs 30,000
- Credit Score: 650+ with no delayed payments in the past 12 months
- New-to-Credit: Allowed only for salaried applicants
Documents Needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or salary slips
- Photograph: Recent passport-sized photo
