Highlights
- No Joining Fee – till 15th May 2026
- Earn 5% Cashback on every Flipkart and 12% on Cleartrip spends
- Earn 7.5% Cashback on every Myntra spends
- Get 4% Cashback on other online Retail partners
About SBI Flipkart Credit Card
- No joining fee for a limited-time period (valid from 17th Mar’26 to till 15th May’26)
- 5% Cashback with every transaction on Flipkart (including Shopsy & Flipkart Travel) and 12% on Cleartrip transactions (With a Rs 4,000 Cashback cap per merchant per quarter)
- 7.5% Cashback with every transaction on Myntra (With a Rs 4,000 Cashback cap per quarter)
- 4% Cashback on Zomato, Uber, Netmeds and PVR, with a quarterly cap of Rs 4,000
- 1% unlimited cashback on all other eligible retail spends
- Get a Rs 250 Flipkart Gift Card as a Welcome benefit after the joining fee is paid, along with additional first-spend bonus benefits worth Rs 1,000+ (as per ongoing offers)
- Get 1% fuel surcharge waiver on fuel purchases valid on transactions between Rs 500 – Rs 4000, capped up to Rs 400
Fees & List of Charges
- Joining Fee: Nil (1st Year)
- Annual Fee: Rs 500 + GST
- Annual fee is waived on an annual spends of more than Rs 3,50,000
Documents Needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
- Photograph: Recent passport-sized photo
Eligibility Criteria
- Age: 21 to 65 years
- Employment: Both Salaried and Self-employed individuals
- Minimum Income: Rs 30000/Monthly
- Credit Score: 720+
- New to Credit: Not Allowed