Highlights
- Get upto 7.25% value back on Fuel spends
- Earn upto 10 Reward Points on every Rs 100 spent
- Enjoy 4 Complimentary lounge visits annually
About SBI BPCL Octane Credit Card
- Earn up to 7.25% value back on fuel purchases at BPCL stations: 25 Reward Points per Rs 100 spent (≈6.25%, capped at 2,500 points/month) plus a 1% fuel surcharge waiver (up to Rs 100/month on Rs 4,000 spend)
- Earn 10 Reward Points per Rs 100 on dining, groceries, departmental stores, and movies (up to 7,500 points/month), and 1 Reward Point per Rs 100 on all other retail spends
- Get 4 Complimentary Domestic airport lounge visits annually, one per quarter.
- Receive 6,000 bonus Reward Points (worth Rs 1,500) as a welcome benefit upon payment of the annual fee (value: Rs 0.25 per point)
- Enjoy Instant Redemption of Reward Points at select BPCL petrol pumps
- Get a Rs 2,000 e-voucher from top brands like Aditya Birla Fashion, Yatra, Hush Puppies, or Bata on annual spends of Rs 3 lakh
Fees & List of Charges
- Joining Fee: Rs 1499 + GST
- Annual Fee: Rs 1499 + GST
- Annual fee waived upon spending Rs 2,00,000 in the preceding year
Documents Needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
- Photograph: Recent passport-sized photo
Eligibility Criteria
- Age: 21 to 65 years
- Employment: Both Salaried and Self-employed individuals
- Minimum Income: Rs 30000/Monthly
- Credit Score: 720+
- New to Credit: Not Allowed